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Concierge underwriting for life insurance

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“STONEGATE TREATS MY TOP-END CLIENTS WITH PERSONAL CONCIERGE SERVICE.
THEY FOLLOW THROUGH TO GATHER RECORDS AND BUILD A CASE. NOBODY DOES IT BETTER.”
– Stonegate Brokerage Client, A Life Insurance Entrepreneur

PRIVATE UNDERWRITING

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PRIVACY PROTECTION

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SINGLE POINT OF ACCESS

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AN UNPARALLELED PROCESS

After years of being frustrated with the process of placing high-end life insurance cases, Stonegate Brokerage founder Rich Gutowski imagined something better. With his unique experience and a team of experts, Stonegate is now the leading provider of private underwriting services to meet the specific needs of the super-affluent market.

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A Fiduciary-Level Partner
for Super-Affluent Life Insurance Underwriting

As an Independent Brokerage General Agency, Stonegate provides fiduciary-level partnership for large case and impaired risk life insurance products to a small group of elite life insurance agents, financial planners, and advisors who serve the most affluent and discriminating client markets.

Stonegate’s proven 12-step process is designed to protect your clients’ privacy, offer full transparency, and allow both the client and your advisory team to participate in the underwriting strategy. Our professional staff helps advisors navigate the process of building a large life insurance portfolio with speed and ease, enhancing your brand. Your reputation as a mortality expert will augment your marketability and increase referrals for future cases of similar size and complexity.

While the needs of a client, an advisor, and an insurance carrier may appear to be in conflict, Stonegate Brokerage’s exceptional process maximizes benefit for all involved while maintaining a strict fiduciary responsibility to the client and respecting the carrier’s resources. Our experience, knowledge, and relationships help our clients achieve the most beneficial rates and terms legally and ethically possible in the current market.

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MEET OUR TEAM

Our case managers have an average of 15 years of experience in the industry, and many have previously worked directly for top-level producers or for the insurance carriers themselves. Our experts don’t just trouble-shoot issues; they stop problems before they happen, working hard to effectively navigate cases through the complex insurance underwriting system.

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